Best Auto Loan Interest Rates 2025. Autopay currently has the best new car loan rates at 2.99% while consumers credit union has the lowest used car loan apr at 5.79%. Compare car loan companies to ensure you're getting the best auto lender and lowest interest rate for your new or used vehicle.

Automakers are pushing to clear high inventory levels as 2025 models. Auto loans are a thriving industry, with over two trillion in outstanding auto loan debt as of august 2025.